01285 652 221 
07803 479 525 
hello@cirencestermortgage.com 

Specialist Lending 

Are you hanging on to get that second year of accounts, or just can't seem to talk to someone who can give you an answer? ...Sound familiar?! 
 
Then see how discussing your situation with our experts can help you move forward. 
We have experience in dealing with customers whose circumstances mean that traditional or conventional lending solutions aren't suitable for them. From self employed people with only one year's trading accounts, to credit repair mortgages for people with a poor credit record, we can offer practical advice and solutions to help solve your financing problem. 
 
See below for some examples of how we can help. 
A WIDE RANGE OF SPECIALIST LENDING SOLUTIONS 
Unless you are a mortgage advisor, chances are you only change your mortgage at best once every couple of years. 
 
We do this every single day! 
 
New deals and products are available regularly, so having access to all of them and matching suitability is essential. 
 
If you are a square peg, let us find you a square hole. 
 
 

Self Employed Mortgages 

Self employed with no accounts, declined previously on affordability or just found yourself a mortgage prisoner? Then we recommend you get some professional advice.  
 
We have a wealth of experience in dealing with self employed mortgages. There are lenders who are perfect for customers who are self employed whether as a sole trader, limited company or partnership. 
 
Lenders who accept dividends, one year's accounts and even going from employed to self employed with no accounts if you are in the same industry. 
 
Don't think you know it can't be done. Chances are we have already done it! 
 
 
 
 

Credit Repair Mortgages 

Not every mortgage proposition is straightforward or able to sit comfortably with a high street lender. 
 
Have you put off looking at purchasing a house or remortgaging due to your credit profile? 
 
We work with specialist lenders, experienced in assisting clients with difficult and challenging situations. 
 
This can include bankruptcy, IVAs, existing Debt Management plans, CCJs and even mortgage arrears. 
 
 
 
 

Over 55's Lending 

Life does not stop at 50 and for some of us it is just starting. 
 
The older lending market is becoming very strong, with more lenders accepting applications from customers over the big 50 with terms available into your 80’s. 
 
As with any mortgage lender, there are always criteria that apply, but not finding out isn’t one of them. 
 
 
 
 

Contact us 

Get in touch today to see how we can help. You won't be disappointed! 
 
 
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