TO BUY OR NOT TO BUY?
Now that is a question. Followed immediately by a dozen others when all you really want to do is speak to someone to get some information. Questions around the process, affordability, deposits, eligibility, problems in the past - the list is ongoing. If you have contacted your current mortgage provider and found you now don't fit their lending criteria, let us give you some facts and figures based on your needs and circumstances.
At Cirencester Mortgage Co Ltd we understand every mortgage is going to be different due to your personal circumstances.
Lenders can only offer you a mortgage range of their own products. With access to the whole of market we can find the right deal at the best rate. Of course you can trawl the internet yourself for a good deal however will you be eligible for it? At Cirencester Mortgage our job is to recommend a lender that fits.
Are you a would be landlord, expanding or wanting a better deal for your portfolio? With more lenders wanting a slice of the business there are great deals to be had! We have first hand mortgage experience in this market and can advise on starting out or maximising your return.
There are various schemes available but criteria and lenders vary. If you are exploring these avenues then getting information is key - getting the right information is a must. Websites can be confusing and create more questions than they answer. We are recognised shared ownership assessors and really big fans of this scheme which is still often misunderstood. Don’t be confused get the facts.
With so many schemes and types of mortgages available if there is ever a time to get it right - its at the start. Now more widely available are 95 percent mortgages so even more opportunity to get your first home. We will be with you every step of the way offering invaluable practical advice and a wealth of experience.
Do the mortgage move. With lending rates still at an all time low there are some cracking deals around. Coming to the end of a fixed deal or don't feel you would be eligible? Don't stick on your current provider's variable rate. A simple enquiry could save you hundreds of pounds. If you dont ask you may never know.
There are various schemes available but criteria and lenders vary. If you are exploring these avenues then getting information is key - getting the right information is a must. Websites can be confusing and create more questions than they answer. If you have been offered right to buy but dont know how to proceed then get in contact. Don’t be confused get the facts.