Do you have adverse credit, or feel trapped by your current lender?
Are you hanging on to get that second year of accounts or just can't seem to talk to someone who can give you an answer?
Sound familiar? Then see how discussing your situation with our experts can help you move forward.
At Cirencester Mortgage Co Ltd we understand that you may need help with something that requires thinking outside the box.
Do you have adverse credit, asset rich cash poor or feel trapped by your current lender? Are you hanging on to get that second year of accounts or just can't seem to talk to someone who can give you an answer? Sound familiar? Then see how discussing your situation with our experts can help you move forward.
Not every mortgage proposition is straightforward or able to sit comfortably with a high street lender. Have you put of looking at purchasing a house or remortgaging due to your credit profile? We work with specialist lenders, experienced in assisting clients with difficult and challenging situations. This can include bankruptcy, IVA, existing Debt Management plans, CCJ’s and even mortgage arrears. Self-employed with no accounts, declined previously on affordability or just found yourself a mortgage prisoner? Then our advice is get some professional advice. Unless you are a mortgage adviser, chances are you only change your mortgage at best once every couple of years. We do this every single day. New deals and products are available regularly so having access to all of them and matching suitability is essential. If you are a square peg let us find you a square hole.
We have a wealth of experience in dealing with self employed mortgages. There are lenders who are perfect for customers who are self employed whether as a sole trader, Limited company or partnership. Lenders who accept dividends, one year accounts and even going from employed to self employed with no accounts if you are in the same industry. Don't think you know it can't be done. Chances are we have already done it.
Life does not stop at 50 and for some it is just starting.The older lending market is becoming very strong with more lenders accepting applications from customers over the big 50 with terms available into your 80’s. As with any mortgage lender there are always criteria that apply but not finding out isn’t one of them.