01285 652 221 
07803 479 525 
hello@cirencestermortgage.com 

In today's society we are living longer, healthier and more complex lives 

In retirement, we may end up asset rich but cash poor, which is where your home could benefit you. 
 
With a Lifetime Mortgage you won't have to make any monthly payments, although you can if you want. 
 
Instead the interest is added to the amount you owe each month. This means interest will be charged on the loan plus any interest already added. 
 
Lifetime Mortgages are usually repaid from the sale of your home when you, or the remaining applicant (if the mortgage is in joint names) die or move out of your home into long-term care. Of course, any money left over would be available to you or your beneficiaries. 
As we get older it may be more difficult to obtain a mortgage, but at Cirencester Mortgage Co. we can offer unbiased and impartial advice about borrowing later in life.  
 
Because we are not tied to any specific lenders, we can search the whole market to find lenders who consider applications into retirement depending on individual circumstances. 

Why you may need advice in your 50s and over 

In our fifties, some people may be in a position to take early retirement, whilst others may choose to continue working. Whether you need to apply for a new mortgage, remortgage, or release equity from your property, talk to us and let us help. 
 
More families are now choosing to release funds from their property to pay for university fees, help a family member onto the property ladder, or fund home improvement and retirement activities. 
Let Cirencester Mortgage Co. work with you to look at what’s best for you and your loved ones. 
We offer advice on Later Life Lending through our sister company New Life Equity Release. 
 
 
 

Get in touch today! 

Have a chat with us to see how we can help. You won't be disappointed! 
 
 
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